Frequently Asked Questions

Accruen Assets reviews the information you provide about your investments and savings, then uses automated analysis to surface patterns in risk, diversification, and allocation. The output is a structured report designed to help you understand your current position more clearly before making decisions.

No. Accruen Assets provides data-driven decision support and analysis tools. It does not offer regulated financial advice, and nothing produced by the platform should be treated as a personal recommendation. For advice specific to your circumstances, you should speak with a qualified, regulated financial advisor.

You submit details about your current portfolio through our intake process. Our system reviews the inputs and generates an initial analysis covering areas such as concentration risk and allocation balance. There's no obligation to continue beyond this first report.

Generally, a summary of your holdings — such as account types, approximate values, and asset categories — is enough for a meaningful first pass. More detailed statements allow for a more precise analysis, but you are never required to share more than you're comfortable with.

We apply standard safeguards to protect the information you submit and limit access to what's necessary for generating your analysis. For full details on how data is collected, used, and retained, please refer to our Privacy Policy.

No. Accruen Assets does not execute trades, hold funds, or manage accounts on your behalf. It is strictly an analysis tool — any changes to your actual holdings remain entirely your decision, made through your own broker or advisor.

The platform is built for UK households who want a clearer, more structured view of their long-term financial position — whether that's retirement savings, general investment accounts, or a mix of several portfolios.

There's no fixed rule. Many households find it useful to revisit their analysis after significant life or market changes, or on a periodic basis — for example, annually — to see how their allocation has shifted over time.

Yes, you can submit combined household holdings for analysis. The report will reflect the overall picture based on the information provided, which can be useful for households managing shared financial goals.

The report is yours to review and act on as you see fit. If you'd like a deeper or ongoing analysis, you can explore the additional features described on our Features page, or reach out via our Contact page with specific questions.

The initial analysis is offered free of charge. Any additional paid features or services, if applicable, would be clearly presented before you choose to use them — there are no hidden charges tied to your free report.

Visit our Contact page to send us a message. We aim to respond to general enquiries about the platform and how it works as promptly as we can.